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Solar for $0 Down.

Choose from credit-union loans as low as 3.99% APR or 18-month same-as-cash plans. Our team handles the paperwork so you start saving from day one.

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Partnering with Local Credit-Union Lenders

Pelican connects you with member-owned credit unions that serve your neighborhood, so you can secure $0-down financing backed by people—not Wall Street.

San Diego County Credit Union (SDCCU)

The region's largest CU, offering competitive home-improvement loans.

Mission Fed Credit Union

60+ years of people-first lending for San Diego homeowners.

California Coast Credit Union (Cal Coast)

San Diego's longest-serving CU, now covering the tri-county area.

Altura Credit Union

Riverside County's premier CU with flexible energy-upgrade financing.

SchoolsFirst Federal Credit Union

Orange County–based, statewide reach, special-rate programs for educators and homeowners.

Orange County's Credit Union (OCCU)

Hometown cooperative with quick approvals and local branch support.

Frontwave Credit Union

North County–based CU with a signature Green Energy Loan for solar, batteries, and efficiency upgrades.

MyPoint Credit Union

San Diego-born cooperative featuring Eco-Loan options for renewable and energy-saving projects.

All financing subject to credit approval by the respective credit union; rates and terms may vary by county and membership eligibility.

Will a loan payment be more than my bill?

In most cases, the payment is 20–40% lower than your current utility bill.